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Colorado joins health insurance sprint

State’s website avoids technical glitches seen on fed’s site
Michelle Decker, left, an employee of Connect For Health Colorado, the state’s health-care exchange, explains options and procedures to Virginia and Jose Sotelo, who signed up for insurance in Denver on Monday, the last day before fines are imposed. As of last week, 106,000 Coloradans had signed up for private insurance since the exchange opened in October.

DENVER – Some were excited to get health insurance, and others just wanted to avoid federal fines as Colorado joined the national sprint on the final day to meet the new health-insurance mandate.

Colorado saw brisk lines at in-person sign-up sites, and the health exchange planned to operate phone banks until midnight to get people to sign up for coverage. Despite the heavy traffic, Colorado seemed to avoid technical glitches plaguing the federally run insurance site Monday.

The crowd stretched out the door Monday at a Denver shop converted to a health-care enrollment site. The mood was generally upbeat, despite the 90-minute line.

“It’s my own fault for procrastinating. I knew it would be like this,” said Dionne Gilbert, a 51-year-old Denver woman who hasn’t had health insurance in about 15 years.

She said she tried signing up online but found it confusing and decided to wait for personal help on the final day. She said she didn’t mind the wait.

“I have not had a physical in over 15 years. I told myself, ‘You need to do this. Your daughter loves you and needs you,’” said Gilbert, whose employer does not provide insurance.

Colorado already has exceeded baseline-federal goals for enrollment through its state-run insurance exchange, called Connect For Health Colorado.

As of mid-March, 106,000 Coloradans had signed up for private insurance since the exchange opened in October. Another 151,000 had enrolled in Medicaid. The state has an estimated 740,000 people without health insurance.

Colorado’s low-end goal was 75,000 private registrations by the end of the year. The state’s midrange goal was 136,000 private registrations by the end of the year.

Colorado planned to announce today a final tally of the total open-enrollment period, which ran from October to March. People who didn’t start signing up for private insurance by midnight must wait until the end of the year unless they have a life-changing event, such as a new job.

Exchange spokesman Ben Davis said Monday Colorado was seeing a last-minute enrollment surge but wasn’t so crushed that enrollments were held up.

“It’s been all hands on deck now for five days,” he said.

Those waiting in line at the Denver store expressed varying levels of excitement about the process.

“I don’t have much money, but I have to do it to comply,” said 60-year-old Ed Pens, an Aurora bricklayer who came to sign up in person after giving up on buying insurance by phone Sunday.

“After four hours,” of futility, he said he hung up, shaking his head.

Others agreed the process has been daunting.

“We have been at this since January,” said Virginia Sotelo, a 54-year-old Denver woman who waited for help with her husband.

The Sotelos signed up for an insurance plan earlier this year but canceled it because they couldn’t afford it. They decided to wait for in-person help.

“It’s been a big headache without health insurance,” Virginia Sotelo said. “We’ve shelled out a lot for health care. And the marketplace for health insurance has been a nightmare, but I’m optimistic it’ll be over and done with today. At the end of the day, we’re going to have insurance, so that’s a good thing.”

On the Net

Connect for Health Colorado: http://connectforhealthco.com



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